* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #1b1d1f;
  background: #f5f4f2;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
  object-fit: cover;
}

a {
  color: #0f4c81;
  text-decoration: none;
}

.site-header {
  background: #ffffff;
  border-bottom: 1px solid #e2e2e2;
  padding: 18px 6%;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.4px;
}

.nav-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.ad-label {
  font-size: 0.85rem;
  background: #f2e8d8;
  color: #5b3d1a;
  padding: 6px 10px;
  border-radius: 999px;
}

.section {
  padding: 70px 6%;
  position: relative;
}

.section.alt {
  background: #ffffff;
}

.split {
  display: flex;
  gap: 42px;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split > div {
  flex: 1 1 320px;
}

.eyebrow {
  text-transform: uppercase;
  font-size: 0.8rem;
  letter-spacing: 1.4px;
  color: #6b7280;
}

.hero {
  background: #0f4c81;
  color: #ffffff;
}

.hero-panel {
  background: rgba(255, 255, 255, 0.08);
  padding: 24px;
  border-radius: 18px;
}

.hero-image {
  background-color: #1f3a5c;
  border-radius: 18px;
  overflow: hidden;
  min-height: 320px;
}

.hero-image img {
  width: 100%;
  height: 100%;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 22px;
  border-radius: 999px;
  background: #f2b544;
  color: #1b1d1f;
  font-weight: 600;
  border: none;
  cursor: pointer;
}

.btn.secondary {
  background: #0f4c81;
  color: #ffffff;
}

.btn.outline {
  background: transparent;
  border: 1px solid #0f4c81;
  color: #0f4c81;
}

.card-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.card {
  background: #ffffff;
  border-radius: 18px;
  padding: 20px;
  flex: 1 1 240px;
  min-width: 240px;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.08);
}

.card-image {
  background-color: #e7e3db;
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 16px;
}

.card-image img {
  width: 100%;
  height: 160px;
}

.price {
  font-weight: 700;
  color: #0f4c81;
  font-size: 1.1rem;
}

.inline-media {
  background-color: #efeae2;
  border-radius: 16px;
  overflow: hidden;
}

.inline-media img {
  width: 100%;
  height: 300px;
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.step {
  background: rgba(255, 255, 255, 0.86);
  padding: 14px 16px;
  border-radius: 12px;
}

.testimonial {
  background: #ffffff;
  border-left: 4px solid #f2b544;
  padding: 16px;
  margin-bottom: 16px;
}

.form-wrap {
  background: #ffffff;
  padding: 28px;
  border-radius: 18px;
  box-shadow: 0 10px 22px rgba(0, 0, 0, 0.08);
}

form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

label {
  font-weight: 600;
}

input,
select,
textarea {
  padding: 12px;
  border-radius: 10px;
  border: 1px solid #d6d2cc;
  font-size: 1rem;
}

.form-status {
  font-size: 0.95rem;
  color: #8a2d2d;
}

.footer {
  background: #121826;
  color: #ffffff;
  padding: 40px 6%;
}

.footer a {
  color: #f2b544;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.disclaimer {
  font-size: 0.9rem;
  color: #e0d6c9;
}

.sticky-cta {
  position: fixed;
  bottom: 20px;
  right: 20px;
  background: #0f4c81;
  padding: 10px 14px;
  border-radius: 999px;
  display: flex;
  gap: 10px;
  align-items: center;
  z-index: 20;
}

.sticky-cta span {
  color: #ffffff;
  font-weight: 600;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #ffffff;
  border-top: 1px solid #d9d9d9;
  padding: 16px 6%;
  display: none;
  z-index: 30;
}

.cookie-content {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.legal-image {
  background-color: #ede7df;
  border-radius: 16px;
  overflow: hidden;
}

.legal-image img {
  width: 100%;
  height: 260px;
}

.hero-bg {
  background-image: url("https://images.unsplash.com/photo-1511707171634-5f897ff02aa9?w=1400&q=80");
  background-size: cover;
  background-position: center;
}

.story-bg {
  background-image: url("https://images.unsplash.com/photo-1473186578172-c141e6798cf4?w=1400&q=80");
  background-size: cover;
  background-position: center;
}

@media (max-width: 820px) {
  .sticky-cta {
    right: 12px;
    bottom: 90px;
    flex-direction: column;
  }
  .cookie-content {
    flex-direction: column;
    align-items: flex-start;
  }
}
